Access to Credit
Though it is not an element that characterizes the provincial economy, the banking sector plays a fundamental role in support of the local economy by using instruments of various natures, financing and investing in the long and short term.
Each institute has its own policy and a different approach to the territory in the light of which it offers different conditions. We advise the investor who wishes to find out more about the offers proposed by each interlocutor to contact the single banks:
Banca Apuana Credito Cooperativo
Banca Carige SPA (formerly Cassa
di Risparmio di Genova e Imperia)
Banca Intesa San Paolo
Banca di Roma
Banca Fideuram SPA
Banca Monte dei Paschi di Siena
SPA
Banca Nazionale del Lavoro SPA
Banca Popolare di Novara
Cassa di Risparmio della Spezia SPA
Banco di San Giorgio SPA
Bipop Carire SPA
Cassa di Risparmio di Carrara SPA
Cassa di Risparmio di Firenze SPA
Cassa di Risparmio di Lucca Pisa Livorno SPA
Cassa di Risparmio di San Miniato SPA
Banca Toscana SPA
Unicredit Banca SPA
Unipol Banca SPA
Unicredit Banca d’Impresa SPA
In general, the distinguishing feature of the banking system in the area is the fact that it covers the whole territory of the province: there are in fact bank counters spread out in all the Communes of the territory, with a prevalence in the most important centres of Massa and Carrara. The number of counters present in the area per credit institutes shows an increase of 24% between 1995 and 2005.
Some indicators:
– Number of Institutes: 20
– The presence of the most important credit institutes nationwide
– The presence of a series of locally founded credit institutes which
now have nationwide prestige (e.g., Banca Toscana ->MPS, CR Carrara ->Carige).
Bank loans to non-financial companies and individual enterprises in the province of Massa-Carrara in each economic sector have registered a slight increase during the year.
Last modified 12-03-2007 15:16
